We are having problems with SCA and 3DSecure authentication with this message in the Stripe dashboard:
Payment declined because cardholder bank required authentication. Until you update your integration to handle 3D Secure authentication, payments like this will continue to be declined.
Maybe I'm missing something in the config.
For 3D Secure support, I chose "Enabled" (Second option)
For Advance parameters: "Direct charge"
Not sure if I have to look into something else
Installed version 2.3.2 on joomla 3.9.6