Hello Andre,
I have created a ticket instead of a contact form email, as it is much more efficient to follow the conversation.
Thank you for using our plugin for VirtueMart. I am glad that it is working like a charm.
No, you did not missed a toggle button, the option is not there. "Add it fast", or a "quick-but-dirty code", will be very unprofessional, as we are dealing with credit card details here. So we want them to be secure for your customers and your business, and to work perfectly because the checkout and payment parts are the vital to a merchant website, aren't they?
So to allow the plugin to still work like a charm, it will take some time to code, and to test it thoroughly. I understand and already saw what you want on large online stores, but there are implications with card and address verification in the back end. So I do not know it this feature request will be on top of my to-do list.
I haven't check them all, but I do not know a VM payment method using the feature you want. Do you know such a payment gateway implementation in VirtueMart?
Kind regards,
Hervé